How to manage budgeting and expenses with Supported Independent Living
Finances, need to be considered before a person with disability decides to live independently with Supported Independent Living (SIL).

The National Disability Insurance Scheme (NDIS) is a valuable program designed to provide funding and support to Australians with disabilities. Whether you're applying for the first time or helping someone else, the application process can seem overwhelming. However, with the right guidance, it becomes much easier to navigate.
In this step-by-step guide, we will simplify the NDIS application process to help you understand what to expect and how to get started. We’ll walk you through each step so you can feel confident in applying for the support you need.
Before you apply for the NDIS, it's important to determine whether you meet the eligibility criteria. The NDIS is available to individuals who meet the following requirements:
If you’re unsure whether you meet the eligibility requirements, don’t worry - you can contact the NDIS or a Local Area Coordinator (LAC) to get advice and help with the eligibility assessment.
Once you confirm that you are eligible, the next step is to gather the necessary documentation to support your application. The NDIS will ask for information about your disability and how it impacts your daily life. Some of the documents you may need include:
Having these documents prepared ahead of time will help speed up the application process.
There are several ways to submit your application for the NDIS:
Regardless of the method you choose, make sure you have all your supporting documents ready to submit along with your application.
Once you’ve submitted your application, the NDIS will conduct an eligibility check. They will review the information and documentation you’ve provided to determine if you meet the criteria. This process can take some time, typically up to 21 days.
During this period, the NDIS may request additional information or clarification from you or your healthcare providers. If the NDIS needs more details, try to respond as quickly as possible to avoid delays.
If you're approved for NDIS, you will be invited to proceed with the next step: creating your NDIS plan.
Once you’re confirmed as eligible, you will be invited to a planning meeting with an NDIS representative or a Local Area Coordinator (LAC). This is one of the most important steps in the process because it will determine the funding and supports you receive through the NDIS.
During the meeting, the NDIS planner will work with you to:
Be prepared for this meeting by thinking about what you want to achieve and the supports that will help you. If possible, bring a family member, friend, or support worker to help guide the discussion.
After your planning meeting, the NDIS will provide you with your personalised plan. This document outlines the supports you’re eligible for and the funding you’ll receive for different types of services.
Your NDIS plan will also specify how long it lasts (usually 12 months) and when you will need to review it.
If you disagree with any part of the plan or funding, you can request a review of the decision through the NDIS.
Once you receive your NDIS plan, it’s time to start using it. Here’s what you need to do next:
Your NDIS plan is typically reviewed every 12 months. During your review meeting, you’ll discuss your progress, whether your goals have been achieved, and any changes you need to make to your plan.
If your needs have changed, or if you require more or different supports, you can request a review of your plan at any time.
Make sure to track your progress regularly so you can effectively communicate your needs at the next review.
Applying for the NDIS doesn’t have to be difficult. By following these steps, gathering the necessary documents, and being clear about your needs and goals, you’ll be on your way to accessing the support and services that will help you live a more independent and fulfilling life.
If you need help at any stage of the application process, don’t hesitate to reach out to your Support Coordinator or Local Area Coordinator.
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